Helped Clients Recover Over $25 Billion. Since 1979.
Helped Clients Recover Over $25 Billion. Since 1979.
Insurance is meant to provide peace of mind. You pay your premiums so that when life takes a wrong turn—through a car crash, storm, injury, or theft—you’ll have a financial safety net. Unfortunately, that’s not always how things work in practice.
At The Schenk Law Firm, we help individuals and families across California hold insurance companies accountable. Whether you’re dealing with a denied claim, a lowball settlement, or complex uninsured motorist issues, we’ll stand by your side and fight for what you’re owed.
Insurance is a contract. In exchange for your premium payments, the insurance company promises to protect you against specific financial losses—from medical costs and property damage to lost income and more. There are many types of insurance, including:
Auto Insurance
But what happens when the insurance company doesn’t hold up their end of the bargain?
California law requires insurance companies to treat policyholders fairly. When an insurer unreasonably delays or denies payment of a valid claim, or otherwise acts in bad faith, you have the right to take legal action.
Examples of insurance bad faith include:
At The Schenk Law Firm, we represent clients in both first-party bad faith claims (when your own insurer mistreats you) and third-party bad faith (failure to settle within policy limits, exposing you to excess liability). Our experienced trial team will not hesitate to sue insurance companies to enforce your rights and recover punitive damages when appropriate.
Did you know that 1 in 6 drivers in California has no auto insurance? And many more carry only the state’s minimum coverage—which may be far too little to cover serious injuries. That’s why UM/UIM coverage is one of the most important parts of your auto policy.
What UM/UIM Coverage Does:
UM/UIM can also protect you in hit-and-run cases and is often surprisingly affordable to add or increase on your policy.
Recent Legal Developments:
Our firm not only educates clients on the smart way to match liability and UM/UIM coverage, but we also help them fight insurers who delay or deny legitimate UM/UIM claims.
Whether you’re disputing a claim for storm damage, battling your car insurer after a crash, or navigating an underinsured motorist arbitration, you don’t have to go it alone.
We help clients with:
Insurance bad faith lawsuits